The high-risk payments resource centre.

Practical guidance on approvals, chargebacks, orchestration and compliance, written for merchants who've been told "no" before.

Latest articles

9 articles
Approvals

How to get approved for a high-risk merchant account in 2026

A step-by-step on documentation, underwriting and the fastest path to a live account.

7 min read· ePayClub
Chargebacks

Rolling reserves explained: how they work and how to reduce them

What a rolling reserve is, why acquirers hold one, and how to negotiate a lower one.

6 min read· ePayClub
Compliance

The MATCH / TMF list explained, and how to get a merchant account anyway

Being on MATCH isn't the end. How the list works and what your options are.

8 min read· ePayClub
Orchestration

What is payment orchestration, and do you need it?

How multi-acquirer routing and cascading lift acceptance for high-risk merchants.

5 min read· ePayClub
Industry

iGaming payments: a practical guide to getting (and keeping) approval

Licensing, chargebacks and acquiring for casino and sportsbook operators.

9 min read· ePayClub
Chargebacks

Cutting your chargeback ratio: tools that move the needle

Alerts, 3-D Secure 2, representment and routing rules that protect your account.

6 min read· ePayClub
Compliance

Why an EU base is an advantage for global high-risk acquiring

How offshore and EU acquiring widens approval options for hard-to-place merchants.

5 min read· ePayClub
Industry

CBD payment processing: staying compliant while you scale

Classification, claims and subscription billing for CBD and nutra brands.

7 min read· ePayClub
Approvals

High-risk merchant account fees: what you're really paying for

A transparent breakdown of rates, reserves and the cost of declines.

6 min read· ePayClub

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